Where the world do you want to go? We go there on Royal Caribbean cruises ships. Choose a Fun & Fitness Travel Club cruise in 2018. Then lay down a $250 deposit on your cruise choice and pay a little each month. When it’s time to go you’re already paid in full! You may cancel anytime up to 90 days before departure to receive a 100% full refund for your deposit and all installment payments you paid without giving a reason and without having to purchase insurance. How is that possible? Because we’re a 20 year old independently owned and operated travel agency catering to active seniors who want to cruise inexpensively while having fun and maintaining a healthy lifestyle on board ship. More than 6000 (six thousand) clubs members nationwide use our club’s #1 most popular policy. You too can ‘Lay Away to Cruise Away.’ Save time and hassle. Pick any cruise you like from this link: www.fun-fitness.com/cruises/ and than call 800-955-9942. Happy Sailing! Cynthia Neu, Cruise Coordinator at the Fun & Fitness Travel Club, or e-mail Cynthia@Fun-Fitness.com